Question:
In which jurisdictions are you licensed or registered to operate? What licenses do you hold in each country (e.g., payment institution, money transmitter, SOFIPO in Mexico, PSAV in Argentina)? Are there any restrictions on end-user nationalities or jurisdictions we should be aware of?
Answer:
We operate money transmission directly under our Coinme licenses (acquired January 2026): 37 state MTLs + 11 state exemptions = 48 US states; FinCEN-registered MSB; licensed custodian; NY BitLicense pending. Banking via Erebor Bank, N.A. (OCC national charter — nationwide, not state-gated) with Cross River Bank (NJ-chartered) as secondary partner.
Restrictions: sanctioned jurisdictions and the FATF gray list per bank policy (Russia additionally blocked at SDK level), plus the standard MSB prohibited-industry list. No end-user nationality restrictions for beneficiaries beyond that floor.
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