Question:
Can we operate both types of clients below using your system?
B2B2C: PSPs, banks, digital wallets, payment-focused fintechs - whose goal is to enable end users (individuals) to send and receive payments in different currencies on a single platform.
B2B: banks, crypto exchanges, tech companies (e.g., iFood in Brazil), payment-focused fintechs - whose main goal is to facilitate treasury management for their own companies.
Answer:
Yes to both.
B2B treasury flows are the core design of OMS.
B2B2C is supported with one structural rule: every entity that instructs payments must be onboarded/KYB'd — nested / pass-through (FBO-style) structures where an un-onboarded party instructs payments are not supported yet.
End users who only receive payouts as beneficiaries require no onboarding.
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