Question:
What is the typical time between the pay-in (user sends fiat) and confirmation (we receive the webhook indicating funds have arrived) in production for each supported rail? Is this time the same for payouts?
Answer:
Pay-in confirmation webhook fires on bank confirmation of receipt; the same timing logic applies to payouts.
Typical production times:
Same-Day ACH — same business day; next-day ACH — morning ET of the effective date; Fedwire — ~1 hour within the Fedwire window; SWIFT — 1–2 business days; RTP/FedNow — instant 24/7. On-chain: Polygon ~1 min, Solana ~1 min, Ethereum/Base ~5 min.
Was this article helpful?
That’s Great!
Thank you for your feedback
Sorry! We couldn't be helpful
Thank you for your feedback
Feedback sent
We appreciate your effort and will try to fix the article